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Friday, August 4, 2017

You’ve probably heard a lot of talk about the possibility of using rental property income to supplement your savings. It’s not surprising that many people are considering this option, especially since homeownership is on...

 

Friday, July 28, 2017

In the first part of this series, I explained that I’d be sharing a few specific examples of how values-based financial planning can make an impact on a person’s financial future. Last time, I shared how I worked with a...

 

Monday, July 17, 2017

We’ve all heard that people are living longer than ever before. The average life expectancy for males is 84 and for females is 86. But 1 in 4 will live past the age of 90 and 1 in 10 will live past 95. Based on these numbers,...

 

Sunday, June 25, 2017

If you work at Tesla, Google, Disney, or another big publicly-traded company, you’ve likely considered owning their stock. After all, they’re successful, growing companies, right? Whether you’re given stock or stock...

 

Sunday, June 25, 2017

It’s summertime and the living is easy, right? While you may be looking forward to taking some vacation time, using the BBQ more often, and getting out and enjoying the sunshine, don’t let your finances fall to the wayside...

 

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Tuesday, June 13, 2017

At Haydel, Biel & Associates, we’ve spent more than two decades providing values-based financial planning to individuals, professionals, and families in all stages of life. Our goal is to move families closer to achieving their...

 

Monday, June 5, 2017

You’ve probably heard the term “voting with your wallet.” We do this by purchasing particular brands, buying certain food, and using our money to support companies whose values align with ours. When it comes to...

 

Friday, May 12, 2017

You’ve been working hard for decades and sticking to a budget to set yourself up for a successful financial future. But now something strange is happening: You have more money on a monthly basis than you actually need. It’s...

 

Friday, May 12, 2017

If you’re expecting a big fat refund check from Uncle Sam, this might be one of your favorite times of the year. But before you start planning your next vacation or making a list of the new toys you want to buy, take a moment to...

 

Tuesday, April 18, 2017

When did you last make a major purchase sight unseen? You most likely haven’t. It would be incredibly risky to buy a car without driving it first, or put an offer on a home you haven’t walked through. So why should you pay...

 

Wednesday, April 5, 2017

In this series, “When to Turn to an Advisor,” I’m talking about how quickly things can change in life and when an advisor can help you navigate those phases. In the first post, I discussed how people can benefit from...

 

Wednesday, March 22, 2017

People have a lot of different opinions and thoughts on what a financial advisor is and does. For some, they envision the Wall Street stockbroker often depicted in movies who chases the hottest stocks. Others envision a professional...

 

Tuesday, March 21, 2017

At HBA Wealth, our clients’ values and dreams are our priority. We go the extra mile to make their finances grow, and are always looking for creative ways to make this happen. As such, I feel honored to be recognized by The Suit...

 

Saturday, March 18, 2017

All over the news today you’ll see that the markets are soaring. The S&P 500 is on a strong upward trajectory since the beginning of the year. The Dow Jones Industrial Average reached an all-time record high on March 1, one of 32...

 

Wednesday, March 8, 2017

In this series, “When to Turn to an Advisor,” I’m talking about how quickly things can change in life and when an advisor can help you navigate those phases. In the first post, we discussed how people can benefit from...

 

Saturday, February 18, 2017

A big misconception I’ve seen in the news lately is the idea that Millennials are poor money managers. While they may be spending their money on designer coffee more often than their parents and grandparents, they’re very...

 

Saturday, February 11, 2017

Goodbye holiday season and hello tax season! The days leading up to that mid-April deadline can be stressful, but take a breath, and check out these four need-to-knows before you file. You’ll be glad you did. Know Your Dates...

 

Friday, February 10, 2017

Adding a child to your family is arguably one of the most momentous milestones in life. After months of preparation, a little one arrives and stirs up overwhelming emotions and a great sense of responsibility. But even if you had...

 

Friday, January 27, 2017

We all know how quickly things can change in life. Even when we feel prepared, a significant life event can disrupt the best laid plans and cause stress and chaos. When emotions are running high, it’s easy to make a rash decision...

 

Friday, January 20, 2017

Have you found yourself in the stage of life where retirement is no longer a vague idea in the back of your mind? Does it feel like it is now something that gets closer and more real with every passing day? As your draw nearer to this...

 

Monday, January 9, 2017

Did you know that money is the primary cause of stress for 90% of Americans? It’s understandable, really, when you think about how intricately finances are tied to every part of your life. Not only that, but Americans’...

 

Thursday, January 5, 2017

One of the most momentous milestones in life is getting married, but planning a wedding and tying the knot can be overwhelming. When you join your life with someone else, there are many practical decisions that are often overlooked, so...

 

Thursday, December 22, 2016

As children, credit cards seemed like magic plastic cards that allowed our parents to purchase anything they wanted, regardless of the price. When we got older, we learned what credit cards really are, but when we’re young and in...

 

Monday, December 12, 2016

Can you believe we are nearing the end of 2016? It seems as though this year just began, but we’re already approaching the final weeks and heading into 2017. December is often a celebratory time of year, but for many, it can be...

 

Monday, December 12, 2016

Our clients are our top priority! In an effort to continually improve the services we offer, we'd like your feedback. Please take our brief 2016 Client Satisfaction Survey, evaluating us on a scale of 0-10 with 10 being the highest. We...

 

Wednesday, November 9, 2016

After a tumultuous and dramatic election season, the results are in. This election was certainly one for the history books. Because both polls and markets had expected a Clinton victory, the markets are reeling from the surprise...

 

Friday, November 4, 2016

Certificates of deposit were once thought of as a safe investment with guaranteed returns. They are still a safe investment, but the rate of return on most CDs can’t compete with today’s rising rate of inflation. Due to...

 

Monday, October 31, 2016

On November 8th, many of us will be glued to our phones or TVs, eager and apprehensive to hear the final outcome of this wild ride of an election season. As we inch closer and closer to the election, we’re sure to see significant...

 

Thursday, October 13, 2016

In July 2014, the U.S. Securities and Exchange Commission (SEC) issued new rules that included additional regulations of money market mutual funds. Those rules are scheduled to implement on October 14, 2016. Even investors who remember...

 

Friday, October 7, 2016

There’s a common phrase we’ve all heard: hope for the best, plan for the worst. When it comes to our health, finances, and insurance, this saying especially rings true. We don’t like to think something bad will happen...

 

Tuesday, October 4, 2016

When planning for the future, many people neglect to consider life insurance’s role in their financial strategies. One study shows that life insurance falls seventh in financial priority, and less than 40% of Americans are...

 

Wednesday, September 28, 2016

Please join us for our upcoming Fall Investment Conference on Saturday, October 8th. Our conference will take place at the Pasadena Hilton, starting with a full breakfast at 8:30 a.m. Guest speakers, Investment ideas and presentations...

 

Monday, August 29, 2016

At HBA Wealth, we’re proud to work with the best professional partners to grow our firm and improve the service we offer. We aim to partner with top professionals, from attorneys to CPAs to estate planning specialists. Today,...

 

Wednesday, August 17, 2016

We all aspire to have a secure retirement where we can focus on our passions and family without having to worry about money. But according to the Employee Benefits Research Institute, only 22% of Americans are confident that they will...

 

Wednesday, August 17, 2016

When the markets are as volatile and confusing as they have been over the past several years, even the most patient investors may come to question the wisdom of the investment plan they have been following. On top of that, life changes...

 

Monday, August 1, 2016

Trust and honesty are at the crux of a good advisor-investor relationship. But also integral is a keen understanding of what really matters when it comes to long-term investing results. Many advisors fall short in this area because...

 

Wednesday, July 27, 2016

Brexit happened. Global markets panicked. Then global markets slumped. And as night follows day, the Brexit slump was followed by a well-engineered “Brexit Bounce”. Rest easy, seems to be the message. The plunge protection...

 

Monday, July 18, 2016

What does Day One do for Pasadena? Day One aims to build a healthy, vibrant Pasadena by empowering youth and igniting change. Networking for a Cause will be doing an event benefiting Day One on July 28th 2016. Watch this video to learn...

 

Tuesday, July 12, 2016

While 2016 began tumultuously, there are both positives and negatives when looking at the mid-year update and beyond. There are aspects of the economy that are still struggling, but also some areas that give hope for the rest of the...

 

Tuesday, July 12, 2016

No matter your political preferences, this election is likely to be a memorable one. Looking back at history, it is fascinating to see how market cycles and presidential terms behave together. But does the outcome of the election...

 

Wednesday, July 6, 2016

Please join us on Thursday, July 28th for Networking for a Cause! The event will raise money to benefit Day One, a community-based nonprofit organization with a 26-year history of providing effective, high quality and...

 

Monday, June 27, 2016

As you’ve likely heard in the news, voters in the United Kingdom (U.K.) have chosen to leave the European Union (E.U.) after 43 years of membership. The resulting “Brexit” will likely affect the U.K. markets as well...

 

Wednesday, June 15, 2016

After 16 years in the financial services industry, I’ve had a lot of opportunities to see what is vital to my clients and what factors make the biggest difference in their lives and their finances. While there may not be one...

 

Wednesday, June 8, 2016

What is it that motivates you to work so hard? Is it to pay the bills, take a two week vacation, put a bit aside for the future, and call it a day? Or do you strive for something more? Most of us just want to have “enough...

 

Tuesday, May 24, 2016

One of the reasons Chris Haydel and I decided to start our firm in 2004 was to provide values-based financial planning to our clients. This means that we care about your passions and dreams, not just your wealth. What makes us...

 

Tuesday, May 24, 2016

At HBA Wealth, our business is different from other businesses in a few ways, but perhaps one of the main differences is how we grow and flourish. Simply put, we run on referrals, and we are grateful for them. Your generous referrals...

 

Tuesday, May 10, 2016

There are three general types of investors, each with distinct advantages and weaknesses. Do you know which type of investor you are? Watch this video to learn more.

 

Tuesday, April 26, 2016

Please save the date on Saturday, June 11th for our 2016 Spring Investment Conference at The Westin Hotel in Pasadena. We'll review what you need to know about alternative investments to incorporate an alternative investment strategy...

 

Friday, March 25, 2016

As tax day looms, many of us are scrambling to get the last of our tax documents in order. There are only about three weeks left to make a last-minute contribution to your IRA for tax year 2015. This year, contributions must be made...

 

Monday, March 14, 2016

A poll from RetailMeNot.com shows that around 25% of Americans consider tax preparation time-consuming, and nearly 20% find it to be confusing and expensive. It’s not surprising then that, according to the Internal Revenue...

 

Sunday, February 21, 2016

// Haydel Biel partners Christopher Haydel and Ricky Biel, along with Pasadena realtor Cynthia Cohn and executive leadership strategist Heather Backstrom put on another stunning bash at the Courtyard by Marriott. This time it was for...

 

Tuesday, February 16, 2016

On Black Thursday on October 24th of 1929, Richard Whitney confidently strode onto the floor of the New York Stock Exchange. His regal and confident bearing stood in bas-relief to the surrounding scenes of despair and mayhem. Walking...

 

Friday, January 29, 2016

Early 2016 has been awful for Wall Street, with the S&P 500 posting its worst year-opening week in history by losing 6%. Global stock markets lost $2.3 trillion, alarming investors who worry about the market forecast for the remainder...

 

Friday, January 29, 2016

We’ve all heard the term “get rich quick.” In most cases, this is more of a dream than a reality. Shortcuts to accumulating wealth rarely pay off, unless you won the recent Powerball Jackpot. A strong financial...

 

Monday, January 11, 2016

So many of us seem to have a love/hate relationship with New Year’s resolutions. Every year, we create resolutions, only to push them to the back of our minds by April. If this scenario sounds familiar, you’re not alone. Studies show...

 

Saturday, January 9, 2016

Last week was an awful trading week on Wall Street, with the S&P 500 posting its worst year-opening week in history by losing 6%. Global stock markets lost $2.3 trillion, alarming investors who worry about the market forecast for the...

 

Tuesday, January 5, 2016

We are excited to announce the launch of our newly designed website! Enhancing our site, www.hbawealth.com, with a new layout, navigation, and content now allows you the opportunity to easily access the tools and information you need...

 

Wednesday, December 23, 2015

In my early years, I wanted to be just like my father. My dad, a pediatrician, was as warm and loving a father as one could hope for. I’m eternally grateful for the good fortune of growing up with the parents I had. While I think...

 

Thursday, December 17, 2015

Happy holidays from all of us at HBA Wealth to you and your family! It’s the season of giving, so we'd like to share some tips for smart charitable giving this year. Recently, you have likely been bombarded with requests from...

 

Tuesday, December 8, 2015

During the process of getting to know my clients and working together to pursue their financial goals, I’m sometimes asked why I became a financial advisor. I’ve reflected over the years on why I’m so passionate about what I do and I...

 

Tuesday, December 8, 2015

As we approach the end of the year, it’s a good time to review your financial plan and take advantage of some last-minute opportunities to lower your 2015 tax bill. Some items require action before December 31st, while others can wait...

 

Tuesday, November 24, 2015

You work hard for your money so your money should be working just as hard for you. A 401K is one of the best ways to save for retirement. Growing your nest eggs ensures that you will be able to live the lifestyle you are accustomed to...

 

Friday, November 6, 2015

It’s Never too Early to Start Thinking About Retirement Unless retirement is in the next couple of years, it usually seems like a long way off. It is easy to procrastinate on important issues when you feel as if you have all the...

 

Friday, October 16, 2015

“We believe that there are two types of economic technocrats, those that screw up and those that will screw up.”- Jim Bianco Durable goods orders have fallen for 5 straight months. This has never happened outside of a...

 

Thursday, July 30, 2015

What “Blood In the Streets” Looks Like:I’m sure that you’re familiar with the Wall Street Adage, “buy when there’s blood in the streets”. This is always easier said than done. Now we have a personality test of sorts in the gold market....

 

Thursday, May 21, 2015

Central planners (central banks and their economic and political allies) are in a fix. But thankfully for them and their sacred economic models, it is not an unfamiliar one. It is no secret that this economic “expansion” has been among...

 

Tuesday, February 10, 2015

"In economics things take longer to happen than you think they will, and then they happen faster than you thought they could"- Rudiger Dornbusch The Mind Trick ExpandsIt’s a new year 2015, and there is no doubt by now you have been...

 

Thursday, January 15, 2015

"Economists don't forecast because they know, they forecast because they are asked." -- J.K. Galbraith Happy new year! It's a new year and a new time. this is the time of year when opinions and forecasts are trotted out. Experts...

 

Wednesday, October 1, 2014

Sitting is bad for your health. Whether you’re sitting at a desk doing work, in a classroom listening to a lecture, or on a ship sailing the ocean, research suggests extended periods of sedentary behavior may increase the likelihood of...