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What motivates you? 

What do you love? 

What can’t you stop talking about? 

These aren’t the types of questions you expect to be asked when you sit down with a financial advisor, but believe it or not, thinking through the answers to these questions is the most valuable action you can take in your financial life. 

That’s why we aren’t your typical financial planning firm. We look beyond your bank account and dive deep into understanding you and your life. We care about your passions and dreams—not just your wealth. 

Experience The HBA Wealth Cycle

As your advocate, we strive to advance your best interests, serve as a go-to financial resource for you and your family, and guide you toward a stronger financial future. Whatever you hope to achieve, we make it our mission to simplify the complexities of your financial life so you can focus on what matters most. We do this by walking you through the HBA Wealth Cycle, in which we do the following: 

  1. Assess your current financial situation.
  2. Design your financial plan based on what you want and what you care about.
  3. Analyze your cash flow to discover opportunities for saving on traditional and nontraditional things.
  4. Grow your wealth through goals-based investing, using asset allocation, modern portfolio theory, active management, and alternative investments.
  5. Review your progress on an annual basis, showing you how every step you’ve taken throughout the year has set you on a path toward attaining your financial goals.

The Result? 

Our comprehensive financial planning services are designed to empower you, helping you understand the how and why behind your planning so you will feel more comfortable, confident, and motivated to reach your goals.

Are You Ready To Take The Next Step?

Financial advising isn’t a day job for us—it’s our life and passion. We want to use that passion to make a difference in your financial life. If you are looking for a financial professional who will always do what’s right for you and be there for you through life’s ups and downs, schedule your free introductory meeting today by contacting us at (626) 529-8347 or by email at

About Haydel, Biel & Associates

Haydel, Biel & Associates is an independent financial advisory firm serving individuals and families near Pasadena, California. The firm was founded in 2004 by Chris Haydel and Ricky Biel with a desire to provide unbiased, client-centered, community-based financial advice. Together, they have built a practice that has grown into a family of caring, smart professionals committed to blending proven investment methodologies with creative financial technologies that make it easier than ever to accomplish your goals. They strive to keep things simple and fun to give their clients peace of mind and alleviate financial stress. HBA Wealth takes care of their clients’ needs first and foremost and goes the extra mile to make their clients’ finances grow. To meet and see how the HBA Wealth team may be able to help, contact them today at (626) 529-8347 or email Ricky directly at

The commentary on this blog/website reflects the personal opinions, viewpoints and analyses of the Haydel Biel & Associates employees providing such comments, and should not be regarded as a description of advisory services provided by  Haydel Biel & Associates or performance returns of any Haydel Biel & Associates Investments client. The views reflected in the commentary are subject to change at any time without notice. Nothing on this website constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Haydel Biel & Associates manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.